Articles
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View our top 3 articles for each year below:
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2010 Articles
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Buying Off The Plan - What You Need To Know
| Buying property off the plan can be a good way to get your foot into the property market and secure a new home at a competitive price. However, there are a number of things you need to consider when looking to buy property off the plan. Let's take a look at some of them...Read the full article
| The Buying Agent - Why Not Benefit From Expert Sales Advice?
| Buying a home is one of the most important, time consuming and stressful undertakings in a person's life. Having an experienced, knowledgeable person to help you navigate the path to buying a home can be invaluable. The role of a Buyer's Agent... Read the full article
| Signing Up for a Home Loan? What Questions Should You Ask First?
| Before you sign your name on the dotted line and commit to a home loan and years of mortgage repayments, there are a few questions we recommend you ask first. Taking out a mortgage is a big commitment, so it's important that you understand what you're signing up for and know exactly what features, benefits and costs to expect over the course of your loan. In this issue, we've looked at a few of the key questions you need to ask before you put pen to paper. Read the full article
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2009 Articles
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2nd First Home Buyer Pulse Check – Hot Off The Press!
| RAMS Home Loans recently conducted the second edition of its unique market research study which looks at the attitudes, behaviours and perceptions of recent first home buyers and first home seekers... Read the full article
| Pre-purchase Inspection Reports – Find Out What You’re Really Buying!
| Before purchasing a property, it is advisable to have a Pre-purchase Inspection Report done to identify any significant building defects or problems that may exist with the property – so that you know what it is that you are buying and can decide whether it’s the right property for you. Read the full article
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| When’s The Right Time To Buy?
| Falling interest rates, a softening property market and increased federal and State based incentives are encouraging many first home buyers to enter the market sooner than they might otherwise have considered.
However other potential home owners, worried about the impact of the global credit crunch on the Australian economy, property prices and the job market, are taking a more reserved approach, choosing to wait before they take the plunge into home ownership.
Which is the best approach? It really depends on your own personal circumstances. We review some of the factors that may help you decide when is the right time for you to buy. Read the full article
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2008 Articles
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How Much Can You Borrow?
| One of the first questions asked by most people when taking out a home loan is ‘how much can I borrow?’ This brief guide will help you determine how much you can afford. Read the full article
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| Honeymoon Home Loans – A Beginners Guide
| Honeymoon home loans are a popular choice for many first home buyers. Below we discussed the advantages offered and some of the home loan options available. Read the full article
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| What's In The Contract Of Sale?
| You've found your dream home and the Vendor has accepted your offer. The real estate agent will usually give you a Contract of Sale which both you and the Vendor must sign to make the sale legally binding.
This article explains what to do with the Contract of Sale and some of the common conditions it may contain. Read the full article
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