Was this helpful?
  • Currently 2.8/5 Stars.
  • 1
  • 2
  • 3
  • 4
  • 5
   Rating 2.8/5

Open all branches   Close all branches

 Home
 Site Map
 Search
 Steps To Home Ownership
 Deciding To Buy
 Buying vs renting: what's best?
 Monthly home loan budget
 How much can I borrow?
 Choose a legal representative
 Finding The Right Loan
 Home loan consultants
 Some questions to ask
 What loans are on offer?
 The Real Cost Of Buying
 Do your financial homework
 Should you consider debt consolidation?
 Make a budget plan
 Searching For New Home
 House or apartment?
 What are you searching for?
 Home appreciation & resale value
 Where, when and how to buy?
 Making An Offer
 Be prepared! Finances and inspections
 Make an offer – private treaty
 Bidding at auction
 Buying off the plan
 The Buying Process
 After your offer is accepted
 Legalise it!
 House settlement date
 Moving In
 Start planning your move now
 How to pay the mortgage
 Tools and Calculators
 How much can I afford to borrow?
 What will my repayments be?
 Loan comparison calculator
 Extra repayment calculator
 Split loan calculator
 Stamp duty calculator
 Budget calculator
 Your Stories
 First Home Buyers Stories
 Story 0
 Story 1
 Story 2
 Story 3
 Story 4
 Story 5
 Story 6
 Story 7
 Story 8
 Story 9
 Story 11
 Story 12
 Story 13
 Story 14
 Story 15
 Story 16
 Story 17
 Tell Your Story
 Your First Home Blog
 Your Questions Answered
 Thank You for your submission
 Thank You for your Competition Entry
 Ask Your Question
 Competition Closed
 Competition Closed
 Frequently Asked Questions
 First Home Owner Grant Eligibility FAQs
 First Home Owner Grant Application Process FAQs
 Obtaining A Home Loan FAQs
 Buying A Property FAQs
 Selling A Property FAQs
 Home Loan Jargon Buster
 Meet with a RAMS Home Loans Specialist
 Make an Appointment Thank You
 First Home Owners Grant
 Articles
 2008 Articles
 2009 Articles
 2010 Articles
 How Much Can You Borrow?
 Do You Qualify For The First Home Owners Grant?
 Buying at Auction?
 No Deposit Home Loans
 Are Home Loan ‘Extras’ Worth The Extra?
 Avoid The Dream Home Nightmare
 First Home Owner Boost – What You Need To Know
 Top Tips When Choosing A Removalist
 Honeymoon Home Loans – A Beginners Guide
 First home saver accounts – what you need to know
 Taking time out from your home loan
 What's in the Contract of Sale?
 Additional Benefits For First Home Buyers
 Will A Transactional Loan Work For You?
 Should you consider using a buyer’s agent?
 12 Saving Tips For First Home Buyers
 Credit Referencing – What you need to know
 When to Fix Your Home Loan?
 When’s The Right Time To Buy?
 Purchasing property as ‘Tenants in Common’
 Want to buy your first home sooner? RAMS Fast Track could help
 Buying a property – what you need to know: Part#1
 Property reports
 Construction Loans
 Buying A Property - ‘What You Need To Know’ Part #2
 First Home Buyers Boost Has Been Extended
 First Home Buyer Pulse Check
 RAMS Easy Start – Give Your Home Loan A Honeymoon
 The Buying Agent – Why Not Benefit From Expert Sales Advice?
 Home Buyer Show 2009 – The ‘Must See’ Event If You’re Intending To Buy!
 RAMS Wins Money magazine’s Non-Bank Lender of the Year Award 2009
 RAMS ‘No Deposit’ And ‘Low Deposit’ Loans – Options To Secure Your First Home
 Buying Off The Plan – What You Need To Know
 First Home Owners Grant Boost Extension providing ‘financial relief’
 Want to get into your first home faster?
 First Home Buyers’ Pulse Check – participate in our next survey and win
 Saving for a deposit – how to avoid unnecessary fees and charges
 Fixed rate or variable rate home loan? Why not have the best of both worlds!
 The benefits of conducting a Pre-purchase inspection report
 Don't forget - the First Home Owners Grant Boost will reduce in October!
 Why you may be rejected for a loan - how to be prepared
 Self employed and looking to buy you first home...RAMS can help!
 Extra costs to consider when buying a property
 News Alert - 2nd First Home Buyers’ Pulse Check
 Visit RAMS at the Home Buyer Show 2009
 Is co-ownership a good way to buy property?
 We check the 'Pulse' - Will First Home Buyers Survive Rising Interest Rates?
 Interested in First Time Property investing?
 Would an offset account suit you?
 What First Home Buyers value when applying for a loan - check out our blog!
 What to consider when buying into a strata scheme
 10 tips to keep your mortgage under control... or if all else fails - refinance!
 Don’t Blow Your Mortgage Savings This Christmas
 Managing the Mortgage on Your First Home
 Looking to Buy Your First Home? Why Not Consider a No-deposit Loan?
 How are house prices determined?
 What Barriers Need to Be Overcome when Considering Property Ownership?
 Is It Time to Give Your Home Loan a Honeymoon?
 Signing Up for a Home Loan? What Questions Should You Ask First?
 Considering a Move into Property Investment?
 Honeymoon Rate Home Loans – Could Be the Start of a Beautiful Financial Future!
 Saving for a Deposit – How to Avoid Unnecessary Fees and Charges
 Know what you're getting into when buying property
 Low cost, no fuss living! Is this for you?
 Understanding the home loan features jargon
 RAMS First Home Buyers' Pulse Check - April 2009
 Register for the RAMS First Home Buyers' Pulse Check
 Further Information
 E-newsletter
 Podcasts to download
 Deciding To Buy Your First Home
 Finding The Right Loan
 The Real Cost of Buying
 Searching For Your New Home
 Making An Offer
 Buying Process
 Moving Into Your First Home
 Checklists
 Home Buyer Show 2009
 Help
 Privacy Policy
 Service terms
 Contact Us